Fusion Computing Limited Logo

IT cost calculator · Canada · 2026

What would managed IT really cost you?

Three steps. Two minutes. No price until every question is answered, then the full breakdown line by line. No email until you see the number. PIPEDA, PHIPA, CIRO and FIPPA overhead is in the per-user rate, not an asterisk.

3 steps · about 2 minutesNo email until you see the number
1 / 4 · Your team

Step 1 of 4

Tell us about your team

Headcount, where people work, what kind of business you run.

Or start from a similar setup

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People on payroll who need a managed laptop, the security stack, helpdesk, the works. Full-time and part-time both count.

25 people
5 people300 people

People who only need email and basic protection. Bookkeepers, contractors, EAs who don't need a managed device. $30 / user / mo: Exchange Online Plan 1, spam and phishing protection, awareness training, helpdesk for mail.

None

Where people work

Drives the networking and on-site visit overhead.

Industry

Pick the closest match. Regulated industries carry a bit of compliance overhead in the rate.

Why we ask

Compliance is real labour we pay for. Documentation, audit log retention, breach-workflow drills, vendor questionnaires. Industries with a regulator have a documented overhead; general SMBs pay the base rate. The exact adjustment sits inside the per-user rate so the final number is honest before you ever talk to us.

Also on this page

Background to help you fill in the calculator above. Scroll to read, or jump straight to a section.

  1. Sample scenariosNine real Canadian setups. Tap to load any one into the wizard.
  2. How the number gets builtThe four moving parts behind every estimate.
  3. Canadian compliance, by frameworkPIPEDA, PHIPA, HIA, CIRO 2300, FIPPA, CIS v8.1. What each one actually asks for.
  4. Why trust this numberThe anchors in the calculator are the same ones we write into real SOWs.
  5. Common questionsHow the math works, what Fusion Advanced Backup really does, and more.

Sample scenarios

Real Canadian setups

Tap any card. The wizard loads with the scenario filled in. The URL stays shareable so you can send it to your finance team.

Not in the list?

We support most IT, cyber and AI work in Canada

The calculator covers the verticals we see most often. Our managed IT, cybersecurity and AI work spans well beyond what’s in the list. If your industry or tech stack isn’t obviously here, or you have a regulatory deadline, an M&A integration or an AI pilot to scope, tell us about your situation. We’ll tell you straight whether we’re a fit.

Talk to us

How the number gets built

Four moving parts. Each one is visible in the methodology panel on Step 4.

Two tiers, fully bundled

Advanced ($180 / user / mo) bundles full SOC services, SIEM, Identity and Endpoint MDR, vulnerability management, and Microsoft 365 Business Premium licensing. CIS-compliant ($230 / user / mo) adds CIS v8.1 hardening and audit-ready evidence. Email-only seats are $30 / user / mo. No bolt-on tier for licensing.

Compliance is in the rate

Regulated industries (legal, wealth, healthcare, financial services, municipal, accounting, manufacturing) carry documentation, retention and breach-workflow overhead built into the per-user rate. Not a separate line item, not an asterisk.

Footprint scaling

Additional office locations add networking and on-site visit overhead. Internal IT FTEs offset helpdesk load. 24 / 7 coverage is included by default. Toggle off if you only need business hours.

Canadian alternatives

We compare against one mid-level IT hire ($100K base, loaded with benefits and burden), a 3-person internal team, and break-fix at $400 per ticket times employee-scaled volume. Anchors come from 2026 Canadian salary surveys and current break-fix engagement data.

Canadian compliance, by framework

This is what the regulators actually ask for and what our service does about it. We have handled audits and breach-response work for clients in every category below.

Why this section exists. Most managed-IT pricing calculators on the web are built for the US market. They quote per user, mention HIPAA once, and call it a day. For a Canadian SMB the real cost of compliance is the work nobody quotes for: keeping evidence, answering vendor due-diligence questionnaires, sitting through a CIRO third-party-risk review, exporting records for an FOI request. That overhead is built into our per-user rate.

Privacy patchwork across Canada

A Canadian SMB handling personal information rarely faces just one law. Here is the short version of which statute applies where. Quebec’s Law 25 has been in force since September 2024 and is the strictest of the bunch.

JurisdictionCommercial / private sectorHealth informationPublic sector
FederalPIPEDA (private-sector personal information, federally regulated industries)Privacy Act (federal departments, RCMP)Privacy Act, Access to Information Act
OntarioPIPEDA (Ontario has not enacted a substantially similar private-sector law)PHIPA (custodians and agents)FIPPA and MFIPPA (provincial and municipal)
AlbertaPIPA Alberta (substantially similar, supersedes PIPEDA for AB-only data)HIA, Health Information Act (custodians)FOIP, Freedom of Information and Protection of Privacy Act
British ColumbiaPIPA BC (substantially similar, supersedes PIPEDA for BC-only data)E-Health Act plus PIPA (BC uses a multi-statute approach to PHI)FOIPPA, Freedom of Information and Protection of Privacy Act
QuebecLaw 25 modernized in September 2024. Consent thresholds, breach reporting, cross-border transfer rules, designated privacy officer. The strictest Canadian regime. If you process Quebec resident data, book a call before running the calculator.

We track the patchwork so you don’t have to. Industry choice on Step 1 picks the primary framework. If you operate across provinces we layer the others in during scoping.

PIPEDAPersonal Information Protection and Electronic Documents Act (Federal)

Default for Ontario private sector and federally regulated industries

What the regulator asks for

  • Notify the OPC and affected individuals of any breach causing a real risk of significant harm.
  • Keep records of every breach for two years, even if no notification was required.
  • Run vendor due diligence so any third party handling your data meets the same standards.
  • Have policies, named accountability, and a way for individuals to access their data.

How Fusion handles it

  • Breach-reporting workflow built into the runbook on Day 1.
  • Vendor DDQ kit we maintain for every subprocessor in the stack.
  • Audit log retention sized to your record schedule. Default is 12 months hot, longer in cold.
  • Privacy officer support. The vCISO acts as your named privacy lead if you don’t have one.

Provincial health: PHIPA / HIA / BC E-HealthProvincial health-information statutes for custodians and agents

Healthcare in Ontario, Alberta, and British Columbia

What the regulator asks for

  • Encryption of personal health information at rest and in transit.
  • Audit log of every access to PHI, retained per provincial schedule.
  • Role-based access so staff see only the PHI they need for their role.
  • Breach notification to the provincial commissioner with a defined timeline.

How Fusion handles it

  • Defender for Endpoint with mandatory disk-encryption baseline.
  • Centralized audit log via Microsoft 365 audit plus SIEM, queryable by patient ID.
  • Entra ID role-based access tied to clinical roles, reviewed quarterly.
  • Commissioner-aligned breach runbook the team rehearses in the annual tabletop.

CIRO Rule 2300Investment Industry Regulatory Organization, books and records

Investment dealers and mutual fund dealers

What the regulator asks for

  • Retain books, records, communications and supervisory evidence for 7 years.
  • Supervise outbound communications and flag deviations to compliance.
  • Demonstrate third-party and vendor risk per Guidance Note GN-2300-21.
  • Segregate duties so the person trading isn’t the person reviewing the trade.

How Fusion handles it

  • Microsoft 365 retention policies set to the 7-year floor, with hold on terminations.
  • Communications supervision via Purview, alerts routed to your CCO.
  • Vendor risk pack we maintain (questionnaire responses, SOC 2 letters).
  • Entra ID admin separation enforced and reviewed in quarterly access reviews.

Provincial FOI: FIPPA / FOIPPA / FOIPPublic-sector Freedom of Information and Protection of Privacy statutes

Ontario, BC, and Alberta public sector plus many Crown corps

What the regulator asks for

  • Canadian data residency for personal information about provincial residents.
  • Support FOI / access requests with searchable, exportable records.
  • Align vendor controls to IL-2 (or higher) where applicable.
  • Maintain a Privacy Impact Assessment for high-risk systems.

How Fusion handles it

  • Canada-resident Microsoft 365 tenant. Canadian Azure region for backups.
  • FOI export workflow scripted against Microsoft 365. Turnaround in days, not weeks.
  • IL-2 alignment documentation for the stack we manage.
  • PIA template and review cadence built into the vCISO engagement.

PIPA Alberta + PIPA BCProvincial Personal Information Protection Acts

Private sector in AB and BC. Supersedes PIPEDA for province-only data.

What the regulator asks for

  • Designate a privacy officer with named accountability.
  • Reasonable security safeguards proportional to data sensitivity.
  • Limit collection to what is necessary for a stated purpose.
  • Provide individuals access to their personal information on request.

How Fusion handles it

  • vCISO acts as designated privacy officer if you don’t have one in house.
  • Defender baseline plus Entra ID conditional access enforced site-wide.
  • Data classification policy template plus annual review with leadership.
  • Subject access request workflow scripted against Microsoft 365 and line-of-business apps.

CIS Controls v8.1Center for Internet Security Critical Security Controls

Vendor-neutral baseline referenced by SOC 2, ISO 27001, cyber insurers

What the regulator asks for

  • Asset inventory of every endpoint, network device and SaaS app.
  • Continuous vulnerability management with measurable remediation SLAs.
  • Centralized log management with anomaly detection.
  • Documented evidence. Most controls require you to prove they ran, not just exist.

How Fusion handles it

  • Asset CMDB maintained by the MSP team, reconciled monthly.
  • Defender Vulnerability Management with 30 / 60 / 90 SLA tracking.
  • Microsoft 365 audit plus SIEM with retention sized to your audit needs.
  • CIS posture report generated quarterly, sized for cyber-insurance renewals.

Pick the industry that matches you on Step 1 of the calculator. The compliance overhead is applied automatically. Everything above is part of the engagement. Not a separately-priced project.

Why trust this number

We’ve been pricing Canadian managed-IT engagements for 14 years. The anchors in this calculator are the same ones we use when we write a real SOW.

  • Canadian-owned since 2012.
  • All staff in Canada. All data in Canada. All backups in Canada.
  • Toronto, Hamilton and Vancouver helpdesk under one phone tree.
  • Published pricing. No opaque hourly rates. No surprise SOW line items.

Common questions

Everything we get asked about the calculator, the methodology, and how Canadian managed-IT pricing actually works.

How accurate is this estimate?+
Directional, not a quote. The per-user rates are what we actually charge. Advanced is $180 per user per month and bundles full SOC services, SIEM, Identity and Endpoint MDR, vulnerability management, Microsoft 365 Business Premium licensing, Fusion Advanced Backup for Microsoft 365, and vCISO check-ins. CIS-compliant is $230 per user per month and adds CIS v8.1 hardening on every endpoint plus audit-ready posture evidence. Email-only seats are $30 per user per month. Servers and cloud VMs go through Fusion Advanced Backup at $160 per unit per month, first 5 TB per unit included. Industry, location and internal-staff adjustments come from Canadian engagement data and 2026 Robert Half and BambooHR salary surveys. A binding quote always comes after a 30-minute scoping call.
Why isn't Fusion Advanced Backup just regular backup?+
Three reasons. It's hybrid: a local appliance keeps a fresh copy on site for fast restore, and a synced copy lives in a Canadian cloud region so a fire or theft doesn't take you down. It does remote virtualization: if the physical server dies, we boot a working copy in the cloud within minutes so your team keeps working while we replace the hardware. The copies are immutable, so ransomware can't encrypt them. The monthly restore test actually boots a copy. It doesn't just count files. Most SMBs we onboard have scheduled-job backups that have never been tested with a real restore.
What does 'full SOC services' actually mean, and how is it different from EDR?+
An EDR product (Defender for Endpoint, SentinelOne, CrowdStrike) generates alerts. A SOC service is the humans who triage those alerts, investigate the ones that matter, and contain the threat. Advanced includes the SOC: 24-hour analyst coverage, SIEM-based log correlation across endpoints, identity and cloud, Identity MDR for Entra ID, Endpoint MDR with managed response (not just notification), and a vulnerability management program with 30, 60, 90 day remediation SLAs. You don't need to figure out which alerts matter. The SOC does.
Why does the industry I pick change the price?+
Compliance is real work, and it varies by sector. A law firm has privilege controls. An accounting practice has tax-season scale. A wealth firm has CIRO Rule 2300 and Guidance Note GN-2300-21. A clinic has PHIPA in Ontario, HIA in Alberta or the BC E-Health Act. A municipality has FIPPA, FOIPPA or FOIP. Each one has to keep evidence of what they did and when. That overhead sits in the per-user rate so the final number is honest before we ever talk. General SMBs with no regulator pay the base rate.
What's the difference between Advanced and CIS-compliant?+
Advanced ($180 per user per month) is what most growing Canadian SMBs run on. CIS-compliant ($230 per user per month) is the same service plus CIS Critical Controls v8.1 hardening on every endpoint, audit-ready posture evidence per device, annual penetration-test prep with remediation tracking, and support responding to customer and insurer security questionnaires. Pick CIS-compliant when you owe someone evidence: a SOC 2 report, a CIRO 2300 review, a buyer security questionnaire, a tightened-up cyber-insurance renewal. Otherwise Advanced is the right call.
Can you support our specific industry or technology stack?+
Almost certainly yes. We've delivered managed IT, cybersecurity and AI work across legal, accounting, financial services, wealth management, healthcare, public sector, manufacturing, construction, transport, design and non-profits. Industry-specific line-of-business applications and integrations are routine. If you're a Canadian SMB with an IT, security or AI requirement that isn't obviously on the list, book a 30-minute call and we'll tell you straight whether we're a fit.
What if I already have internal IT?+
We work co-managed. Each in-house FTE shares the helpdesk load so the per-user rate adjusts down to reflect what your team already handles. Your team owns line-of-business apps and end-user relationships. We own security operations, the SIEM, vulnerability management, after-hours rotation, and the things your team doesn't want to be paged for at 2am.
Do I have to give my email to see the number?+
No. The full monthly and annual estimate, the itemized line items, the in-house comparison and the methodology all show up on Step 4 with no email gate. Your email only generates the branded PDF — which we also open in a new tab immediately — plus one follow-up message. No drip campaign, no sales sequence.
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